One-on-one financial consultations
Straight answers about your money.
I'm Pedro Mercado. I sit down with business owners and households to work through financing questions — construction projects, work vehicles, short-term capital, and the everyday decisions around them.
Embed point for Pedro's introduction video. Supply the hosted video URL and it drops in here.
- Years in practice
- [YEARS]
- State of residence / licensing
- [STATE]
- License / registration no.
- [NUMBER]
- Clients advised
- [COUNT]
Three parts of the same practice.
Financing guidance
Construction and project financing, vehicle financing, and short-term business capital, reviewed case by case.
One-on-one sessions
A single focused question, a situation with several moving parts, or a full review of your finances.
Direct access
You speak with me. No call center, no queue, no handoff to someone who has not read your file.
Financing programs
Four programs, each reviewed on its own terms.
Construction and project financing
Typical use case: a contractor carrying material and labor costs between milestone payments on a commercial build-out.
Vehicle financing
Typical use case: a service company adding a second van to meet routes it already has under contract.
Short-term business capital
Typical use case: a supplier covering an inventory purchase ahead of a seasonal order already placed.
Personal financial planning support
Typical use case: a household deciding the order in which to retire several balances while keeping a reserve intact.
About Pedro
Pedro Mercado
Founder and Advisor
Every consultation, every review, every follow-up is with me directly. There is no handoff, no call center, and no junior associate reading from a script.
Licenses held: [LICENSE / REGISTRATION]
Consultations
Book time with me.
30
minutes
[PRICE]
- One focused question, prepared in advance.
- A direct answer and the reasoning behind it.
45
minutes
[PRICE]
Most commonly chosen
- A situation with several moving parts.
- Time to work through trade-offs in sequence.
- Notes on what to gather before any next step.
60
minutes
[PRICE]
- A full review of business or household finances.
- Structured walk-through of the whole picture.
- A written summary sent afterward.
Request a session
Tell me what you are working through.
Send contact details and a short note. I reply with available times. Never send account numbers, Social Security numbers, or statements through this form.
Questions
Frequently asked
More detail lives on the FAQ page.